Tunic, Armorment:

This enchanted item will give you enchanted armor-points, similar to what armor, barding and shields give. These additional armor-points will be taken off this type of item before your actual armor is damaged. If you are not wearing armor, these enchanted armor-points must be damaged down to 0 before you take damage to your Life-points.

Roll on the following chart to see how many armor-points this item will have:
%Roll: Armor-points:
01-55:   5 Value:    5 Gold.
56-64:   10 Value:  10 Gold.
65-72:   15 Value:  15 Gold.
73-79:   20 Value:  20 Gold.
80-85:   25 Value:  25 Gold.
86-90:   30 Value:  30 Gold.
91-94:   35 Value:  35 Gold.
95-97:   40 Value:  40 Gold.
98-99:   45 Value:  45 Gold.
   00:     50 Value:  50 Gold.

Note #1:
Armorment items stack, granting the wearer cumulative enchanted armor-points.

Example:
If you wear a 10 and a 30 Armorment enchanted item, you will have a total of 40 extra armor-points. These enchanted armor-points must be damaged down to 0 before armor, barding and/or shields are damaged.

Note #2:
The item, "Temperament" DOES stack with this item.